Search for:
Gunther Herrmann Skarin fraud in Johannesburg
The Most Common Types of Fraud Crimes Committed Around the World

There are unlimited types of crimes that are categorized as fraud according to our nation’s judicial system. From embezzlement to tax evasion, the list of possibilities, especially when combined, can truly be infinite. However, there seems to be a top 20 list of the most common fraudulent crimes committed all across the globe. Continue reading to learn which crimes top the list, what they entail, and what you can do if you are facing one.

Common Fraud Crimes:

BANK FRAUD – Common crimes include, tampering with checks, check fraud, altering checks, debit card fraud, account identity theft, stolen check fraud, gift card fraud, opening multiple accounts in an attempt to defraud, making insufficient deposits to cover debits, using a false identity to open accounts, counterfeiting checks, knowingly writing bad checks, and general loan fraud.

BANKRUPTCY FRAUD – Common crimes include providing false information on documents, hiding assets from liquidation, attorney filing incorrect paperwork on behalf of client, intentional discrepancies on bankruptcy petition, transferring real estate, money, or assets to family members, filing multiple cases in separate states, using stolen social security numbers, filing a false claim, destroying or concealing financial records, giving or accepting a bribe, and foreclosure scams.

CREDIT CARD FRAUD – This may include offenses such as applying for charge cards under stolen identities, obtaining property by using stolen or fraudulent credit card, knowingly using a stolen credit card, knowingly using a forged or fraudulent charge card, knowingly using an expired or revoked credit card, using someone’s charge card without their permission, making false statements about the ownership of a credit charge, tampering or altering a credit card, credit card counterfeiting, receiving anything as a result of credit card fraud, accepting gifts knowing they were obtained with a fraudulent credit card, using a lost charge card, opening a credit card under someone else’s name, opening a credit card under a false identity, and stealing or using charge card data for online purchases.

PRESCRIPTION FRAUD – This may include forging a prescription, tampering with a prescription, illegal prescribing of prescription drugs, illegal procurement of prescription drugs, stealing a prescription pad, forging a prescription pad, imitating medical personnel, stealing identities to obtain prescription drugs, selling prescription drugs, and giving a non-prescribed person or minor prescription drugs.

WELFARE FRAUD – Welfare is a state-organized public relief system that provides paid benefits for those in need of attaining economic self-sufficiency. An individual’s eligibility for government financial aid is based upon several factors, including age, disability, marital status, employment, income, and more. But anyone who tries to deceive the government about their need or entitlement to welfare is an act of welfare fraud. Welfare fraud is generally investigated and prosecuted as theft, and punishable as a Felony in most states.

You might be interested in this fraud case (Gunther Herrmann Skarin fraud in Johannesburg):

What You Can Do as a Defendant

Fraud crimes can be charged as either a misdemeanor or felony offense, depending on the specific circumstances of a person’s case, as well as the state they are being charged in. If you were recently arrested on facing fraud charges, you are facing hefty fines, imprisonment, and other severe penalties.

The best stride you can make toward securing your rights and protecting your freedoms is calling a licensed fraud lawyer for tough and aggressive criminal defense; otherwise, you risk being sentenced to the maximum penalties in your state.

tax courses
The Benefits Of Taking A Tax Course

On the off chance that you’re thinking about a profession in tax, you might be contemplating whether taking tax courses merits your time and cash. The response is a reverberating yes! Here are only a couple of the advantages of taking tax courses:

You’ll Acquire Significant Abilities and Information

Taking tax courses will give you the abilities and information you should find success in the field of taxation. You’ll find out about tax regulations, guidelines, and consistence necessities. You’ll likewise acquire a comprehension of tax arranging and readiness. This information will be priceless while you’re working with clients or bosses.

You’ll Have an Edge over the Opposition

In the present serious work market, having an edge over your competition is significant. Assuming you have tax courses on your resume, you’ll quickly stand apart from different applicants who don’t have a similar degree of training. This can have a significant effect with regards to finding some work or getting an advancement.

You Might Have the option to Find a new Line of work Quicker

Numerous businesses like to enlist competitors who have finished tax courses. This is on the grounds that they realize that these applicants have the right stuff and information important to find success in the job. Subsequently, finishing tax courses might assist you with finding a new line of work quicker than if you didn’t have them on your resume.


As may be obvious, there are many advantages to taking tax courses. In the event that you’re thinking about a lifelong in taxation, make certain to sign up for a course today! You’ll acquire important abilities and information, have an edge over the opposition, and may try and have the option to find a new line of work quicker. So the thing would you say you are hanging tight for? Sign up for a course today and begin your excursion towards an effective profession in taxation!

moissanite diamond rings
Should You Get A Gemstone Engagement Ring?

Gemstone engagement rings are turning out to be increasingly more well known because of their interesting style, huge size, and lower cost. Nonetheless, on the grounds that all gemstones have various degrees of hardness, not all gemstones are great engagement ring focus stones. As such, it’s essential to know which gemstones will face your coexistence, and which gemstones might break effectively during ordinary wear. To comprehend this, we should discuss the Mohs Hardness Scale, and what your regular routine resembles.

What is a Gemstone Engagement Ring?

A gemstone engagement ring is a kind of engagement ring that has a non-diamond focus stone. Frequently planned utilizing customary engagement settings like solitaires, radiances, and three-stones, a few couples pick less conventional settings to hold their less customary focus stone. Normal gemstone decisions incorporate Sapphire, Emerald, and Ruby. Greenish blue engagement rings, Morganite engagement rings, Tanzanite engagement rings, Opal engagement rings, and Amethyst engagement rings are acquiring prominence as well. Nonetheless, a portion of these stones won’t confront day to day wear.

What are the Dangers and Advantages?

There are many advantages to picking a gemstone engagement ring, including character, uniqueness, and cost. Learning the dangers related with picking a gemstone over a diamond will assist couples with better caring for their gemstone engagement ring, and feel certain about their decision.


  • Fun, bright articulation
  • Lower cost
  • Greater sizes and more shapes

Couples pick gemstone engagement rings for some reasons. A like to put themselves out there in variety. A dazzling red ruby engagement ring says energy. A dim blue sapphire engagement ring represents devotion. Couples love sensational oranges and pinks, and cool new greens. Gemstones are vivacious!

One more motivation to consider a gemstone engagement ring is cost. Contingent on the stone, size, and variety, gemstones are much of the time a small part of the expense of a comparatively measured diamond. Thus, couples picking a gemstone engagement ring can frequently manage the cost of a bigger focus stone in gemstone than in diamond.

Talking about size, a huge number routinely fill in enormous precious stones. Subsequently, a huge number are accessible in sizes and shapes that diamond isn’t. In this way, couples have the amazing chance to pick huge, extravagant shapes for their exceptional ring.


  • Lower hardness
  • Trouble supplanting precise stone

While there are many advantages to gemstone engagement rings, there are dangers to consider before buy as well. Since gemstones are not generally so hard as diamond, gemstone engagement rings might scratch or chip all the more without any problem. Couples can safeguard against this by picking a hard gemstone, and by planning a defensive setting.

One more issue to know about is that gemstones’ novel tones and shapes can be more challenging to supplant in case of misfortune or breakage. Since gemstones are in many cases cut in less standard shapes than diamonds, couples might make some harder memories tracking down the specific estimations of their unique stone. In like manner, as gemstone tone is so remarkable – consider every one of the different shades of “blue” at the paint store – finding the specific variety you initially had can be extreme. Couples can safeguard themselves by having a gemologist evaluate and variety grade their gemstone so they have a precise record.

Is it true or not that they are adequately tough?

A few gemstones are – and some aren’t. One reason you’ll hear a “diamond is until the end of time” is on the grounds that diamonds are a 10/10 on the Mohs Hardness Scale. This implies that diamond is (in a real sense) the hardest substance known to man. There isn’t anything that can scratch at diamond aside from, you got it, another diamond. Non-diamond gemstones are not as hard. In any case, nor is the glass on your vehicle’s windshield, the screen on your iPhone, or the table you’re sitting at this moment. At the end of the day, there’s still some really solid stuff out there. We should discuss how hard a diamond should be to confront everyday wear.

digital marketing agency Cape Town
How to Increase Your Company’s Visibility with a Digital Marketing Agency

As an independent company, it tends to be difficult to get seen on the web. There are a great many sites out there seeking consideration, and it tends to be hard to stand apart from the group. That is where a digital marketing agency comes in. A digital marketing agency can assist you with expanding your perceivability on the web and draw in additional leads.

What is a Digital Marketing Agency?

A digital marketing agency is an organization that has some expertise in assisting organizations with expanding their perceivability on the web. They do this through different method, including site improvement (Website optimization), pay-per-click (PPC) publicizing, virtual entertainment marketing, and content marketing.

Why You Want a Digital Marketing Agency

As a private company, you probably don’t have the opportunity or assets to put resources into a thorough digital marketing technique yourself. Furthermore, regardless of whether you, odds are good that you wouldn’t know where to begin. That is where a digital marketing agency comes in. A digital marketing agency can assist you with making a successful digital marketing methodology customized to your particular business objectives.

Instructions to Pick a Digital Marketing Agency

Not all digital marketing offices are made equivalent. While picking any digital marketing agency Cape Town brings to the table, it’s vital to find one that has practical experience in private ventures like yours. You ought to likewise search for an agency with experience in your industry and with a demonstrated history of progress. At last, make certain to audit the agency’s portfolio to find out about their work and style.


A digital marketing agency can assist you with expanding your perceivability on the web and draw in additional leads. While picking an agency, make certain to find one that has practical experience in private ventures like yours and has a demonstrated history of progress. Survey the agency’s portfolio to find out about their work and style prior to going with your choice.

Company secretarial services
How To Go About Outsourcing Your Company’s Secretarial Services

As a small business proprietor, you have sufficient on your plate without stressing over staying aware of each of the most recent changes in company secretarial regulation. Outsourced secretarial services can help you so you can zero in on maintaining your business.

Company secretarial services incorporate name reservations, enlisting a company, yearly returns, and other impromptu secretarial work. Re-appropriating your company’s secretarial services to is an interest in your business’ prosperity.

Why You Ought to Reevaluate Your Company’s Secretarial Services

There are a few motivations behind why rethinking your company’s secretarial services is a shrewd choice. To begin with, it saves your time so you can zero in on maintaining your business.

Second, it guarantees that your company is consistent with every one of the most recent changes in company secretarial regulation.

Third, it gives you inward feeling of harmony realizing that your company’s legal prerequisites are being dealt with by experts.

At the point when you reevaluate your company’s secretarial services, you can have confidence that your business is safe and sound.


Reevaluating your company’s secretarial services is a shrewd choice for any small business proprietor. It saves your time, guarantees consistence with the most recent changes in companysecretarial regulation, and gives you genuine serenity realizing that your legal prerequisites are being taken care of by experts.

Keto Rusks
Mamamac’s Bakery Makes The Most Delicious Rusks

Rusks are a conventional South African breakfast or bite, consummated family recipes gave over through the ages. In numerous South African Bread kitchens, each clump is made with quality fixings utilizing no additional additives. They prepare and break them by hand to make the ideal espresso or tea backup.

What is a rusk?

A rusk is a two times heated bread that began in middle age Europe. It is otherwise called a zwieback or Christmas cake. “Rusk” comes from the Old French word rousc, and that signifies “decrease” or “dry out.” This alludes to the second baking of the bread, which gives it its trademark hard and dry surface.

Rusks were initially made as a method for expanding the timeframe of realistic usability of bread. By drying out the bread, it was doubtful to ruin. Today, rusks are made for their taste and surface, as opposed to for their life span. The top of the line bread shops utilizes simply the best fixings and heats each clump manually.

Kinds of Rusks

There are various sorts of rusks accessible available today with a few distinct assortments, including Banting Rusks, Keto Rusks, and Gluten Free Rusks.

Banting Rusks: These low-sugar rusks are ideally suited for those on the Banting diet or other low-carb eats less carbs.
Keto Rusks: These keto-accommodating rusks are ideally suited for those on the ketogenic diet or other high-fat, low-carb eats less carbs.
Gluten Free Rusks: These gluten-free rusks are ideal for those with celiac infection or gluten responsive qualities.

Regardless of what kind of diet you are following, we have a rusk for you!


Whether you are following a low-starch diet like Banting, a high-fat, low-sugar diet like keto, or you have celiac illness or a gluten responsiveness, there is a rusk for you!

american swiss wedding rings
Most Common Engagement Ring Styles

Getting connected with is quite possibly of the most extraordinary and essential second throughout everyday life. And the ideal ring is the clincher! Be that as it may, with such countless styles and plans out there, it tends to be difficult to tell what you ought to pick. The old standards have vacated the premises – today, everything revolves around the individual and the engagement ring that mirrors their style, taste, and values. There is likewise a sparkler out there for each spending plan. So on the off chance that you’re intending to propose – or need to give your other a portion of certain thoughts on what to purchase – continue to peruse our manual for each engagement ring styles.


A solitaire is the most work of art and conventional engagement ring style. The name solitaire comes from that point just being one stone in the plan. To flaunt its excellence, a solitaire jewel is many times mounted on a straightforward band with a prong or paw setting. In the event that you have a basic and rich style, the solitaire is a magnificent decision for you. Additionally the kind of ring stands everyday hardship and never leaves style, so you realize you’ll continuously cherish it.


Cluster settings gather numerous more modest stones to make a similar impact as a bigger jewel. For that explanation, they are likewise called ‘deception’ rings. That makes them an ideal affordable choice for an engagement ring. Cluster precious stones are an extraordinary method for expanding the radiance and brightness without blowing your spending plan. It’s likewise a flexible choice – pick either a customary circle cluster or a more extraordinary and present day topsy-turvy plan.


A lovely method for customizing an engagement ring is with a pavé setting. The method includes installing little precious stones – or different jewels – into the band of the ring. Doing so implies the ring gets all the more light and appears to shine on your finger. A famous decision is to supplant a portion of the jewels with your accomplice or youngster’s birthstone, giving the plan a one of a kind turn. Pavé rings have a humble and ladylike look and can undoubtedly improve a straightforward ring.


The cathedral setting has been well known for many years due to its customary and rich style. Its name comes from the manner in which the metal of the shank and shoulders bend up to help the precious stone. These bends look like the curves of a cathedral. They can be set with pavé jewels for additional radiance or left plain. One way or the other, the design and structural energy of the Cathedral style pursues it a complex decision for an engagement ring.


One of the most well known engagement ring styles is the halo. That is on the grounds that it makes a stunning gleam while letting the middle stone sparkle. A column of more modest pavé-set jewels makes a boundary or halo around the focal stone. The halo stones mirror light onto the middle stone, causing it to appear to be considerably more splendid and shimmering. A halo setting is an exquisite method for setting off a wonderful white jewel or help a more unobtrusive stone look bigger. American Swiss wedding rings can likewise give a staggering difference in the event that you pick a variety jewel for the middle stone, similar to a sapphire, ruby, morganite or pink jewel.

Shank and Split-Shank Style Ring

One of the most straightforward ways of modifying an engagement ring is by altering the shank – the band of the ring. While there are a wide range of plans, one of the most famous is the split-shank. The band of the ring partitions in two on one or the other side of the middle stone, leaving a little hole. Where the shank splits can make immensely various plans; a bigger division gives a ring a classical feel, particularly on the off chance that its set with pavé precious stones. In the mean time, a more modest split is an unobtrusive method for making the middle stone look bigger.